Critical Illness Insurance
Critical illness insurance is designed to lessen the financial burden of serious life threatening illnesses. Unanticipated costs can add both financial and emotional stress. Critical illness insurance pays a lump-sum benefit following the diagnosis of a number of covered specified diseases or conditions. Employees can use the benefit as they see fit – to meet regular month-to-month expenses, co-pays, deductibles, child care – anything that helps their family navigate back to health and work.
Accident Insurance
Employees or covered family members who suffer an injury in an accident are paid a specified benefit. Benefits can be used to help pay for copays, deductibles, coinsurance, home health care costs, lost time from work, or anything else the employee chooses.