Providing health coverage for part-time and hourly workers can be challenging and expensive. However, Fixed Indemnity Medical Plans administered by Planned Administrators, Inc. (PAI) offer a great solution for this unique group of employees.

What Are Fixed Indemnity Medical Plans?

Fixed Indemnity Medical Plans are different from traditional health plans. They provide:

• Immediate Benefits: No need to meet an annual deductible.
• Flat Dollar Amounts: Get a set amount for covered health care services, regardless of provider charges.

Key Features of PAI’s Fixed Indemnity Medical Plans

PAI administered plans come with many advantages:

• No Pre-Existing Condition Limitations: All employees are covered, no matter their health history.
• Variety of Coverage: Employees get access to Wellness Care and Prescription Drug coverage.
• Outpatient Benefits: Office visits, lab tests, X-rays, emergency room, outpatient surgery, and anesthesiology.
• Inpatient Benefits: Standard and intensive care, inpatient surgery, anesthesiology, and skilled nursing.

Benefits for Employers

These plans are especially beneficial for companies with part-time and hourly workers:

• Cost-Effective: More affordable than traditional health plans.
• Attractive Benefits: Makes a company more appealing to potential employees.
• Simplified Administration: PAI takes the burden off the employer with their administrative expertise.

Benefits for Employees

Part-time and hourly workers often lack good health coverage options. PAI administered Fixed Indemnity Medical Plans provide:

• Immediate Benefits: Members get coverage right away without needing to meet a deductible.
• Predictable Costs: Employees can now find exactly what they’ll get for covered services.
• Supplemental Coverage: Covers a wide range of services to reduce out-of-pocket expenses.

Flexible Plan Designs for Part-Time and hourly Workers

It’s simple: offering health benefits to part-time and hourly employees can help attract and retain talent. PAI administered Fixed Indemnity Medical Plans provide a practical, affordable solution for both employers and employees.

Want More Details on PAI’s Fixed Indemnity Medical Plans?

Learn More About Fixed Indemnity Plans or contact PJ Rescigno for more information.