Express Benefits Enrollment Portal

 


 

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Welcome to Express!

As a new Associate, you now have access to exclusive healthcare benefits offered by EssentialCare. These benefits are immediately available to you and can begin as early as the Monday following your first paycheck. We are excited to have you join our team! 

You must accept or decline benefits to complete the new hire process.

Enroll or Decline Coverage

Your Benefit Choices

Fixed Indemnity Medical Plan

Covers the most common medical expenses at an easy-to-afford price.

Our Fixed Indemnity Medical plan pays a flat amount for each covered claim such as doctor's office visits, x-rays, lab work, prescription drugs, in and out-patient benefits, emergency room visits, urgent care, and other day-to-day claims. It helps cover out-of-pocket costs with no deductibles and no co-pays, and is our most popular plan option because of its highly usable benefits.

Fixed Indemnity is an excepted supplemental healthcare plan, not a Major Medical plan, designed to provide a fixed dollar amount used to cover basic healthcare needs.

Dental

Pays 80% of exam costs after $50 deductible.

Our Dental Insurance plan includes coverage for regular exams, X-rays, fillings, oral surgery, crowns, and even dentures. Associates have the option to see any dentist they wish, but will pay less if the dentist is in-network.

Vision

Offsets cost of eye exams, lenses, frames, and contacts.

Our Vision Insurance plan pays:
100% for eye examinations with a $10 co-pay, 100% up to $110 for frames then 20% of the remaining balance, 100% for plastic lenses with a $25 co-pay, 100% for disposable contact lenses up to $110.

Term Life

$10,000 Employee, $5,000 Spouse/Child(ren), $1,000 Infant

For Associates up to age 65, our Term Life Insurance plan pays beneficiary $10,000. This plan automatically covers spouse and dependents (at lower amounts, see below).

Short-Term Disability

Pays 60% of salary up to $150 per week.

Our Short-Term Disability Insurance plan begins after 7 days of disability, pays up to 26 weeks (not available to employees who work in CA, HI, NJ, NY, or RI).

Enroll or Decline Coverage