Express Benefits Enrollment

Covers the most common medical expenses at an easy-to-afford price.
Our Fixed Indemnity Medical plan pays a flat amount for each covered claim such as doctor's office visits, x-rays, lab work, prescription drugs, in and out-patient benefits, emergency room visits, urgent care, and other day-to-day claims. It helps cover out-of-pocket costs with no deductibles and no co-pays, and is our most popular plan option because of its highly usable benefits.
Fixed Indemnity is an excepted supplemental healthcare plan, not a Major Medical plan, designed to provide a fixed dollar amount used to cover basic healthcare needs.

Pays 80% of exam costs after $50 deductible.

Our Dental Insurance plan includes coverage for regular exams, X-rays, fillings, oral surgery, crowns, and even dentures. Associates have the option to see any dentist they wish, but will pay less if the dentist is in-network.

Offsets cost of eye exams, lenses, frames, and contacts.

Our Vision Insurance plan pays:
100% for eye examinations with a $10 co-pay, 100% up to $110 for frames then 20% of the remaining balance, 100% for plastic lenses with a $25 co-pay, 100% for disposable contact lenses up to $110.

$10,000 Employee, $5,000 Spouse/Child(ren), $1,000 Infant
For associates up to age 65, our Term Life Insurance plan pays beneficiary $10,000. This plan automatically covers spouse and dependents (at lower amounts, see below).

Pays 60% of salary up to $150 per week.
Our Short-Term Disability Insurance plan begins after 7 days of disability, pays up to 26 weeks (not available to employees who work in CA, HI, NJ, NY, or RI).